It depends upon what you want to do and what access you have to money to settle your debts. Debt Negotiation is not for anyone. If you have debts that you want to resolve and are willing to work with us to come up with a plan then it may be right for your situation. If you are looking for a way to string along your creditors then Debt Negotiation is not right for you.

The purpose of our Debt Negotiation service is to help you resolve your debts without filing bankruptcy. In order to work, you have to be willing and able to pay your creditors the negotiated amount we settled your debt for. If you do not think you will be able to come up with money to use to settle your debts or that you will not be able to save money to settle your debts over the next six months, Debt Negotiation is not for you. You should strongly consider bankruptcy.

Debt Negotiation can work if you are able to save money to provide funds for us to negotiate with. We cannot effectively negotiate for you if you have no money to use to settle your debts. Again, if this is the case,you should seriously evaluate bankruptcy as a way to resolve your financial difficulties.